The Times Australia
Fisher and Paykel Appliances
News From Asia

.

No More Limits to Dreaming Big - uFinance Unveils New Student Loan Option for Hong Kong Tertiary Students

HONG KONG SAR - Media OutReach Newswire - 6 March 2025 - Hong Kong tertiary students are eager to seize their youth and chase bold dreams—whether it's studying abroad on an exchange program, mastering new skills, or launching a startup to earn their first fortune.

Yet, financial constraints often force many to hesitate, unwilling to burden their families, leaving them torn between dreams and reality. To ease the financial pressures of college life, uFinance, the Hong Kong student loan platform, introduces a tailored loan service for students, making borrowing simple and stress-free. Unlike traditional banks and financial institutions, uFinance prioritizes student privacy and offers a worry-free loan experience. For those struggling with tuition fees, uFinance University Student Tuition Loan comes with Hong Kong's first-ever "Lowest Interest Rate Guarantee," empowering students to tackle financial challenges with ease.

uFinance Safeguards Privacy: Student Loan Records Kept Strictly Confidential

Many tertiary students worry about personal data leaks when applying for loans. uFinance understands these concerns and, with over 20,000 student loan applications processed, pledges never to disclose applicants' details or loan records to schools or third parties. Unless under exceptional circumstances, no letters will be mailed—communication is handled entirely by phone, ensuring a discreet borrowing process and peace of mind for students.

Borrowing Made Easy: uFinance Offers Fully Online Applications

For first-time borrowers, asking for a loan can feel daunting, and complicated procedures often deter students from pursuing their dreams. uFinance student loan breaks the mold with a fully online application process—no face-to-face meetings required. Simply fill out the online form and upload the necessary documents to kickstart your student loan application. Our customer service team will reach out via phone to handle approval and identity verification. Once approved, students can sign contracts and receive funds online, resolving financial woes quickly and conveniently.

True Low-Interest University Tuition Fee Loans with Hong Kong's First "Lowest Interest Rate Guarantee"

When applying for Grant Loan/Non Means and other government subsidies, students often face lengthy processes, missing tuition deadlines and incurring penalties. To address this, uFinance offers an exclusive University Tuition Fee Loans that deposits funds directly into school accounts upon approval, bypassing unnecessary delays. Featuring Hong Kong's pioneering "Lowest Interest Rate Guarantee," this loan boasts a market-leading annual percentage rate of just 6%. Students can borrow up to $21,050 per semester, with flexible repayment terms from 6 to 48 months. After receiving government aid, borrowers can settle the balance anytime without extra fees, offering unmatched flexibility.

Student Loan Information Platform - Preparing Students for Social Challenges

In addition to relieving students of financial burdens during their studies, uFinance hopes that students can obtain more helpful information for their life planning on the platform, such as internship job vacancies, living encyclopedias, and financial information. uFinance believes that the few years of undergraduate life have a significant impact on the future development of students. Therefore, it hopes that students can equip themselves well before entering society to meet future challenges. Also, uFinance will also cooperate with different businesses to provide students with exclusive discounts, so the tertiary students can develop financial management habits during their studies.

Hashtag: #uFinance #StudentLoan #學生貸款 #香港學生貸款




The issuer is solely responsible for the content of this announcement.

About uFinance

uFinance Hong Kong Limited ("uFinance") was established in 2018 to provide the most suitable financial support for tertiary students in Hong Kong, enabling them to manage their own finances and take advantage of every learning opportunity. Compared to traditional financial institutions, uFinance does not require income proof as an approval criterion, nor does it require students to provide proof of address. Students are required to upload 2 documents (ID card and student card) to apply for the offered by uFinance. Since its inception, uFinance has served more than 20,000 students and has worked with over 200 societies from tertiary institutions.

Beyond financial support, uFinance also provides a one-stop information platform for tertiary students, including information on job hunting, internships, sponsorship and further studies, so that they can have a solid foundation to face different challenges before starting their careers. uFinance, Right After You!

For more information, please visit the uFinance website:

Times Magazine

Can bigger-is-better ‘scaling laws’ keep AI improving forever? History says we can’t be too sure

OpenAI chief executive Sam Altman – perhaps the most prominent face of the artificial intellig...

A backlash against AI imagery in ads may have begun as brands promote ‘human-made’

In a wave of new ads, brands like Heineken, Polaroid and Cadbury have started hating on artifici...

Home batteries now four times the size as new installers enter the market

Australians are investing in larger home battery set ups than ever before with data showing the ...

Q&A with Freya Alexander – the young artist transforming co-working spaces into creative galleries

As the current Artist in Residence at Hub Australia, Freya Alexander is bringing colour and creativi...

This Christmas, Give the Navman Gift That Never Stops Giving – Safety

Protect your loved one’s drives with a Navman Dash Cam.  This Christmas don’t just give – prote...

Yoto now available in Kmart and The Memo, bringing screen-free storytelling to Australian families

Yoto, the kids’ audio platform inspiring creativity and imagination around the world, has launched i...

The Times Features

Here’s what new debt-to-income home loan caps mean for banks and borrowers

For the first time ever, the Australian banking regulator has announced it will impose new debt-...

Why the Mortgage Industry Needs More Women (And What We're Actually Doing About It)

I've been in fintech and the mortgage industry for about a year and a half now. My background is i...

Inflation jumps in October, adding to pressure on government to make budget savings

Annual inflation rose[1] to a 16-month high of 3.8% in October, adding to pressure on the govern...

Transforming Addiction Treatment Marketing Across Australasia & Southeast Asia

In a competitive and highly regulated space like addiction treatment, standing out online is no sm...

Aiper Scuba X1 Robotic Pool Cleaner Review: Powerful Cleaning, Smart Design

If you’re anything like me, the dream is a pool that always looks swimmable without you having to ha...

YepAI Emerges as AI Dark Horse, Launches V3 SuperAgent to Revolutionize E-commerce

November 24, 2025 – YepAI today announced the launch of its V3 SuperAgent, an enhanced AI platf...

What SMEs Should Look For When Choosing a Shared Office in 2026

Small and medium-sized enterprises remain the backbone of Australia’s economy. As of mid-2024, sma...

Anthony Albanese Probably Won’t Lead Labor Into the Next Federal Election — So Who Will?

As Australia edges closer to the next federal election, a quiet but unmistakable shift is rippli...

Top doctors tip into AI medtech capital raise a second time as Aussie start up expands globally

Medow Health AI, an Australian start up developing AI native tools for specialist doctors to  auto...