The Times Australia
The Times World News

.
The Times Real Estate

.

Why sports stars get less support than other injured workers – and how we can fix it

  • Written by Eric Windholz, Senior Lecturer and Associate, Monash Centre for Commercial Law and Regulatory Studies, Monash University
Why sports stars get less support than other injured workers – and how we can fix it

Inadequate, inequitable, and in some cases possibly in breach of workers’ compensation laws. That’s how bad the current insurance arrangements are for Australia’s professional sports people, who get less support for long-term injuries than other workers, and less support than if they’d been playing in New Zealand.

That is part of what I told the current Senate inquiry[1] into concussion and repeated head trauma in sport, speaking as a researcher in work health and safety law in professional sport, and as a former general counsel and general manager with the Victorian WorkCover Authority and WorkSafe Victoria.

The AFL has been in the spotlight following news of a class action[2] led by retired Geelong premiership player Max Rooke, on behalf of more than 60 former Australian Football League players. The law firm leading the class action claims Rooke suffered “permanent, life-altering injuries[3]” from concussion.

The lawsuit comes as the AFL prepares to follow the NRL and Rugby Australia[4] in appearing before the Senate inquiry.

However, as my submission[5] to the inquiry pointed out, the issue of workplace safety and injury support affects far more than just Australia’s football codes.

Players are employees – who aren’t covered for long enough

Last month, I told the Senate inquiry that professional sporting organisations were employers[6], and their players employees.

Under work health and safety law, employer sporting organisations have a statutory duty to do what is reasonably practicable to prevent injuries to their employees.

Because eliminating all injuries is not a realistic expectation, employers provide insurance to support injured players.

The first symptoms of chronic traumatic encephalopathy (CTE) take years to decades[7] to develop, by which time the players who have them are usually no longer playing professionally and no longer insured.

Read more: What does concussion do to the brain?[8]

Their employer-supported insurance arrangements usually lapse either when their contracts expire or shortly after. This means they don’t adequately support the treatment of injuries that become evident years after the athlete’s career ends.

There are many stories[9] of former AFL players and players in other leagues who suffer such severe memory loss that they can no longer recall their achievements and their clubs and leagues won’t help.

Joe Castro/AAP No workers’ compensation, unlike NZ Worse still, exemptions from state and territory employer-funded workers’ compensation schemes deny professional sportspeople the fallback protection afforded to other workers. In the absence of workers’ compensation, the primary medical obligation transfers to Medicare, shifting it from employers and state governments to taxpayers and the federal government. The exemptions were introduced in the 1970s at a time when athletes first started to be paid well and leagues and clubs were concerned about their financial capacity to pay workers’ compensation premiums. There also were perceptions that sport was not “normal” work, and (part-time) athletes were not workers. The arguments are redundant in a world in which sport has been corporatised and commercialised. Read more: Is the NRL legally liable for the long-term impacts of concussions?[10] Confusing things still further is that some of the exemptions from workers’ compensation are ineffective, failing in NSW and Tasmania to exclude professional players whose contracts remunerate them for activities other than sport such as promotions. In the Northern Territory, players who earn more than 65% of average weekly earnings are not excluded. There, the intention is to ensure coverage for professional players who derive a substantial part of their livelihood from sport, the opposite of the intention in other jurisdictions. The exemptions stand in stark contrast to New Zealand, where its accident compensation scheme draws no distinction between sport and other injuries. Sporting organisations with operations in NSW, Tasmania and the Northern Territory that have not taken out workers’ compensation policies for their players may be operating in breach of their obligations. This should not come as a total surprise. Sporting organisations have a history[11] of failing to comply with their obligations as employers. For many, the reality is even worse Down the hierarchy from elite sports, to sports where professionals are part-time (including many women’s sports), the insurance offered shrinks. It has time limits to payments for lost income – the highest I have seen is 104 weeks. It has excesses. For payment of medical expenses, it often requires the athlete to take out private health insurance. And while many sports pay out-of-pocket gap fees, that obligation usually expires on, or shortly after, termination of the contract. The longest obligation I’ve seen after the termination of a contract – and these contracts are generally not public – is 18 months. That’s shorter than it takes for many traumatic brain injuries to become evident, and those injuries last a lifetime, well beyond 18 months after playing. Legal action isn’t the best solution The rationale for the continued exclusion of professional players from workers’ compensation rests on the assumption that employers are making alternative arrangements, and that they are adequate. This clearly isn’t the case for long-term and long-latency injuries arising from concussions and repeated head trauma. Expensive, time-consuming and unpredictable litigation of the kind now underway is a poor substitute for properly compensating athletes for injuries suffered in their line of work. The insurance and compensation arrangements for professional players ought to be no less than that provided to other Australian workers. The starting point should be their inclusion in workers’ compensation schemes. The Senate inquiry presents an opportunity to construct a scheme tailored to the unique circumstances of professional sport – one that is no less generous than those applying to other Australian workers. Read more: Concussion risks aren't limited to the AFL. We need urgent action to make sure our kids are safe, too[12] References^ Senate inquiry (www.aph.gov.au)^ class action (www.supremecourt.vic.gov.au)^ permanent, life-altering injuries (www.abc.net.au)^ follow the NRL and Rugby Australia (www.theguardian.com)^ submission (www.aph.gov.au)^ were employers (parlinfo.aph.gov.au)^ years to decades (www.mayoclinic.org)^ What does concussion do to the brain? (theconversation.com)^ many stories (www.theguardian.com)^ Is the NRL legally liable for the long-term impacts of concussions? (theconversation.com)^ history (www.researchgate.net)^ Concussion risks aren't limited to the AFL. We need urgent action to make sure our kids are safe, too (theconversation.com)

Read more https://theconversation.com/why-sports-stars-get-less-support-than-other-injured-workers-and-how-we-can-fix-it-200702

The Times Features

How to Treat Hair Loss Without a Hair Transplant

Understanding Hair Loss Hair loss can significantly affect individuals, both physically and emotionally. Identifying the causes and types can help address the issue more effecti...

How to Find a Trustworthy Professional for Your Plumbing Needs

Nowra is an idyllic locality often referred to as the city of the Shoalhaven City Council in the South Coast region of New South Wales, Australia. This picturesque suburb feature...

How to Choose a Mattress for Back/Neck Pain and All Sleepers?

Waking up with a stiff neck or aching back can derail your entire day. If you're one of the millions struggling with chronic pain, a supportive mattress is more than a luxury – i...

What to Look for in a Professional Debt Collection Service

Often in life, overdue payments are accidental or caused by unusual circumstances. This can cause some temporary convenience, but everything carries on as usual. However, when th...

Be inspired by celeb home decor from across the globe

GET THE LOOK: INDULGE IN THE SAME INTERIOR AS YOUR FAVE CELEBS There is a reason that Denmark ranks the highest on the happiness scale worldwide, one word: Hygge. Hygge. Hygge is ...

Maximizing Space in Narrow Lot Homes: Smart Design Solutions

Urban housing markets continue to push homeowners toward smaller, narrower lots as land prices climb and city populations grow. These thin slices of real estate present unique de...

Times Magazine

Types of Software Consultants

In today's technology-driven world, businesses often seek the expertise of software consultants to navigate complex software needs. There are several types of software consultants, including solution architects, project managers, and user experienc...

CWU Assistive Tech Hub is Changing Lives: Win a Free Rollator Walker This Easter!

🌟 Mobility. Independence. Community. All in One. This Easter, the CWU Assistive Tech Hub is pleased to support the Banyule community by giving away a rollator walker. The giveaway will take place during the Macleod Village Easter Egg Hunt & Ma...

"Eternal Nurture" by Cara Barilla: A Timeless Collection of Wisdom and Healing

Renowned Sydney-born author and educator Cara Barilla has released her latest book, Eternal Nurture, a profound collection of inspirational quotes designed to support mindfulness, emotional healing, and personal growth. With a deep commitment to ...

How AI-Driven SEO Enhancements Can Improve Headless CMS Content Visibility

Whereas SEO (search engine optimization) is critical in the digital landscape for making connections to content, much of it is still done manually keyword research, metatags, final tweaks at publication requiring a human element that takes extensiv...

Crypto Expert John Fenga Reveals How Blockchain is Revolutionising Charity

One of the most persistent challenges in the charity sector is trust. Donors often wonder whether their contributions are being used effectively or if overhead costs consume a significant portion. Traditional fundraising methods can be opaque, with...

Navigating Parenting Arrangements in Australia: A Legal Guide for Parents

Understanding Parenting Arrangements in Australia. Child custody disputes are often one of the most emotionally charged aspects of separation or divorce. Parents naturally want what is best for their children, but the legal process of determining ...

LayBy Shopping